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Before the meeting, Hon Secretary PP John Kwok asked all members to stand up and observe a minute of silence to Madam Wong, mother of President Rudy.

President Rudy thanked all those members who attended his mother's funeral services on 2 November 2004.

There was no visiting Rotarians nor guest except the two speakers.

President Rudy welcomed back Rtn Heron who had been travelling to Tianjin and Chongqing. President Rudy announced that our IPP Henry Chan was elected as the Chairman of the Asia Pacific Lottery Association and a board member of the International Lottery Association as well. Rtn Eddy Wong was also qualified as a "Million Dollar Round Table Life Member" for his excellent performance in his insurance profession. Congratulations to both IPP Henry and Rtn Eddy.

The birthday boy was PP Tim Lui. It was PP David Li who remembered this important date as he had known Tim for over twenty five years. Of course, PP Li was requested to lead the birthday song for our PP Council Chairman Tim Lui.

Hon Secretary John Kwok announced that Uncle Peter Hall Golf Tournament had been rescheduled to Tuesday 23 November 2004 at around 1:00 pm in Fanling Royal Golf Club. PP David Li will host a dinner after the golf tournament and is free to all members. Please reply to PP David Li to his email address at david@lidavid.org.

The total Red Box collection is HK$2,000.

The highlight of the meeting was the two speakers, Ms. Barbora Seigrist and Amanda Diep from Hong Kong Wealth Management Ltd. Their company is a subsidy of National Australia Bank and have AUD$65 million asset under their management.

First, Amanda told us about the "Money Personality" and to have proper financial plan from a financial advisor instead of going to someone whose advice might be product driven and not as an independent professional. Also one has to gauge his risk profile to decide what and where to invest. Barbora then told us more about the Financial Traits which could be classified into the following:

By working out a matrix of these financial traits and your money profile, then you would know what is your "Money Personality".

Due to the popularity of the subject topic, the speakers agreed to send their presentation in powerpoint to us through VP Jason.

Finally, President Rudy closed the meeting by making a toast to R.I. coupled with R.C. of Niigatta in memory of the recent earthquake there.

A Christian funeral service for President Rudy's mother - Madam Tong Wai Chun was held on the 2nd November 2004 (All Souls Day) at the Perpetual Funeral Parlour in Hung Hom, Kowloon at 11.00 a.m. The following HKIE members attended the service :

PP Henry Chan, Executive Director, Betting, was elected Chairman of the Asia Pacific Lottery Association (APLA) at its Executive Committee Meeting in Perth, Australia on 10th September 2004.

The APLA is one of the five regional associations of the World Lottery Association (WLA). It represents 18 lotteries from nine countries in the Australasia region with combined annual revenues in excess of US$21 billion. The APLA aims to advance the goals of the WLA, whilst also advancing the collective interests of APLA members and enhancing the capability, common knowledge and status of individual APLA members.

November is designated as Rotary Foundation Month each year. In order to promote educating Rotarians to familiar themselves with information of how and what TRF is doing, several Foundation Seminars will be held in November 2004 according to the dates listed below :

Monday 8th November 2004 at R/C of Tsuen Wan regular meeting at 6.30 p.m. at the Miramar Hotel, Kimberley Road, Tsimshatsui, Kowloon. (The programme will be conducted in Chinese).

November 13th 2004 at Rotary Information Centre, Leighton Road,14th floor, Causeway Bay, Hong Kong (Program in Chinese)

November 27th 2004 at Rotary Information Centre, Leighton Road, 14th floor, Causeway Bay, Hong Kong (Program in English).

In 2002, The Rotary Foundation trustees simplified the Humanitarian Grants structure and replaced some of the grants programs with individual Grants and District Simplified Grants.

Individual Grants which replaced Volunteers and Discovery Grants, support the travel of individual Rotarians planning or implementing service project abroad. Volunteers must serve in a country other than their own at the invitation of the host Rotary Club.

District Simplified Grants serve the same needs as Helping Grants, Humanitarian Transportation Grants, Community Assistance Program Awards and New Opportunity Grants, all of which were phased out on 1st Jan. 2003. These grants, which support the service activities on humanitarian endeavours of districts, are funded by DDF of the participating district.

A dog ran into a butcher shop and grabbed a roast off the counter. Fortunately, the butcher recognised the dog as belonging to a neighbour of his. The neighbour happened to be a lawyer. Incensed at the theft, the butcher called up his neighbour and said, "Hey, if your dog stole a roast from my butcher shop, would you be liable for the cost of the meat?"

A few days later the butcher received a cheque in the mail for $7.98. Attached to it was an invoice that read: Legal Consultation Service: $150.

"I'm beginning to think that my lawyer is too interested in making money."
"Why do you say that?"
"Listen to this from his bill: 'For waking up at night and thinking about your case: $250."


Our first guest speaker was Ms Amanda Diep from Wealth Management Ltd.	Our second Speaker was Ms. Barbora Seigrist from Wealth Management Ltd.